IVF Cost in Montreal (2026)
Montreal has the lowest published IVF prices of Canada's major cities — base cycle fees run about $6,350–$7,900, roughly half of Toronto rates. Medications add $3,000–$9,000 for self-pay patients, and monitoring is bundled into clinic fees as in most of Canada.
Quebec also has the country's most generous public coverage. RAMQ funds one IVF cycle per patient — including medications — for eligible residents (treatment must generally start between 18 and 41). Beyond the funded cycle, Quebec's refundable tax credit for infertility treatment returns 20%–80% of up to $20,000 per year in expenses RAMQ doesn't cover, with the rate sliding by family income — so even a second, self-paid cycle in Montreal can cost dramatically less than elsewhere in Canada once the credit is applied.
Published IVF prices at Montreal clinics
| Clinic | Base IVF fee | Google rating |
|---|---|---|
| McGill University Health Centre (MUHC) Reproductive Centre | $6,350 | ★★★★★2.5(153 reviews) |
| Montreal Fertility Centre | $7,500 | ★★★★★3.0(174 reviews) |
| Clinique Ovo | $7,900 | ★★★★★4.0(1761 reviews) |
Base fees typically include cycle monitoring, egg retrieval with sedation, embryo culture, and transfer. Medications and add-ons are extra.
What you pay on top of the base fee
- Medication: $3,000–$9,000 per cycle depending on your protocol and dosage.
- ICSI (if needed): $1,500–$3,000; included in the base fee at some clinics.
- PGT-A genetic testing (optional): $3,000–$6,000.
- Embryo freezing and storage: freezing is included or ~$500–$1,500, then ~$450–$800 per year for storage (year one often included).
Want a personalized number? Estimate your IVF cost with our calculator → — it uses real Montreal clinic pricing and applies Quebec's funding and tax credits.
Is IVF covered in Quebec?
Yes. Quebec's RAMQ program funds one IVF cycle including medications, plus several IUI attempts, for eligible residents — among the most generous public coverage in Canada.
Montreal IVF cost FAQs
How much does IVF cost in Montreal?
Published base IVF fees at Montreal clinics range from about $6,350 to $7,900 per cycle — the lowest among Canada's major cities. Medications add $3,000–$9,000 for self-pay patients; many patients pay far less after RAMQ coverage or Quebec's infertility tax credit.
Is IVF free in Quebec?
For one cycle, effectively yes: RAMQ covers one IVF cycle including medications for eligible Quebec residents with a valid RAMQ card (treatment generally must start between ages 18 and 41). Storage beyond the first year and additional cycles are not covered.
What if I need a second IVF cycle in Montreal?
Quebec's refundable tax credit for the treatment of infertility covers 20%–80% of up to $20,000 per year in fertility expenses not covered by RAMQ, with the percentage sliding by family income — lower-income families get the higher rate. Eligibility conditions apply (for example, no prior child), so confirm details with Revenu Québec.
Why is IVF cheaper in Montreal than Toronto?
Quebec's long history of public funding shaped a lower-priced private market, and several Montreal clinics are high-volume centres. Combined with RAMQ coverage and the provincial credit, Montreal is consistently the most affordable major Canadian city for IVF.
Pricing, wait times, and availability are compiled from public sources and clinic submissions and may change. Confirm current details directly with the clinic.