IVF Cost in Toronto (2026)
Toronto has more fertility clinics publishing IVF pricing than any other Canadian city, with base cycle fees running from about $11,500 to $14,650. That fee typically covers cycle monitoring, egg retrieval with sedation, embryo culture, and a transfer — but not fertility medications, which add roughly $3,000–$9,000 depending on your protocol.
Two things work strongly in Toronto patients' favour. First, the Ontario Fertility Program funds one IVF cycle per lifetime (medications excluded) at participating Toronto clinics — most of the city's major clinics take part, though funded-cycle waitlists can be long. Second, since 2025 the Ontario Fertility Treatment Tax Credit refunds 25% of up to $20,000 in out-of-pocket fertility expenses each year (max $5,000), on top of the federal Medical Expense Tax Credit. A self-pay cycle in Toronto is among the priciest in Canada, but a funded cycle plus the tax credit can bring out-of-pocket costs down to medications and extras.
Published IVF prices at Toronto clinics
| Clinic | Base IVF fee | Google rating |
|---|---|---|
| Tripod Fertility | $11,495 | ★★★★★4.2(74 reviews) |
| Pollin FertilityOFP funded cycles | $13,250 | ★★★★★4.2(62 reviews) |
| Twig Fertility | $13,500 | ★★★★★4.4(85 reviews) |
| TRIO Fertility (Toronto)OFP funded cycles | $13,675 | ★★★★★3.9(355 reviews) |
| Mount Sinai Fertility (Toronto)OFP funded cycles | $13,730-$16,730 | ★★★★★3.2(114 reviews) |
| Anova Fertility (Toronto)OFP funded cycles | $13,999 | ★★★★★2.8(11 reviews) |
| Hannam Fertility Centre (Toronto)OFP funded cycles | $14,650 | ★★★★★4.0(221 reviews) |
| CReATe Fertility Centre (Toronto) | Contact clinic for pricing | |
| EVOLVE Egg Freezing | Contact clinic for pricing | |
| NewLife Fertility Centre (Toronto) | Contact clinic for pricing | |
| Generation Fertility (Toronto West) | Contact clinic for pricing | |
Base fees typically include cycle monitoring, egg retrieval with sedation, embryo culture, and transfer. Medications and add-ons are extra.
What you pay on top of the base fee
- Medication: $3,000–$9,000 per cycle depending on your protocol and dosage.
- ICSI (if needed): $1,500–$3,000; included in the base fee at some clinics.
- PGT-A genetic testing (optional): $3,000–$6,000.
- Embryo freezing and storage: freezing is included or ~$500–$1,500, then ~$450–$800 per year for storage (year one often included).
Want a personalized number? Estimate your IVF cost with our calculator → — it uses real Toronto clinic pricing and applies Ontario's funding and tax credits.
Is IVF funded in Ontario?
Yes. The Ontario Fertility Program funds one IVF cycle per patient per lifetime at participating clinics. The cycle is covered but fertility medications are not, and wait times for funded cycles can be lengthy.
Toronto IVF cost FAQs
How much does IVF cost in Toronto?
Published base IVF fees at Toronto clinics range from about $11,500 to $14,650 per cycle. Monitoring, retrieval sedation, and embryo culture are included in that fee at Toronto clinics; medications ($3,000–$9,000) and add-ons like ICSI or PGT-A are extra.
Is IVF free in Toronto?
Not free, but the Ontario Fertility Program covers one IVF cycle per patient per lifetime at participating clinics — you still pay for medications (roughly $3,000–$9,000) and optional add-ons. Waitlists for funded cycles vary by clinic, so ask each clinic about current timing.
What tax credits apply to IVF in Toronto?
Ontario's Fertility Treatment Tax Credit refunds 25% of up to $20,000 per year in eligible out-of-pocket fertility expenses (max $5,000/year), and the same expenses can also be claimed under the federal and Ontario Medical Expense Tax Credits.
Why do Toronto IVF prices vary by $3,000 between clinics?
Clinics differ in what their base fee bundles (some include ICSI or first-year embryo storage), in lab technology, and in overhead. A lower base fee isn't automatically cheaper overall — compare what's included and ask each clinic for an itemized quote.
Pricing, wait times, and availability are compiled from public sources and clinic submissions and may change. Confirm current details directly with the clinic.